USHICILELO OLWESEKEKELAYO LEGUNYA LOTSHALOMALI EZIZWENI
Uma ufaka isicelo seSimo Sentobelo-Ntela (iTCS) emayelana neGunya Lotshalomali Ezizweni lwabantu siqu, kudingeka ukuba usilethe isicelo sakho nalolu shicilelo olwesekelayo:
- Izinto eziyisidingo eziveza umnyombo okuthathwe kuwo le mali ezotshalwa. Ngemininingwane ethe xaxa mayelana noshicilelo olwesekelayo oludingeka mayelana nomnyombo wemali oyibalulile esicelweni sakho, bheka isigaba esingezansi esidingida izidingo zomnyombo ngamunye.
- Izitatimende zempahla nengcebo seminyaka yentela emithathu edlule (lokhu kufanele kubandakanye ukudalulwa kwalo lonke utshalomali, izivumelwano zotshalomali kanye nokusabalalisa ukusuka ezinkampanini zasekhaya kuya kwezisemazweni, amaqomangcebo, njll.)
- Izinto eziyisidingo zezimbuyiselo zentela zeminyaka yentela emithathu edlule (lokhu kufanele kubandakanye namasheduli, izibalo ze-CTG, izinsiza zezimali, njll.)
- Imininingwane yesikhungo esikwengamelele utshalomali ezizweni.
Qaphela ukuthi isidingo sokuba ulethe “ikhophi eqinisekisiwe yefomu lesicelo i-MP1423 yokugcina” okumanje ibalwe encwadini “Yokuqinisekisa” i-FIA, kasisesona isidingongqangi. U-SARS uzobuyekeza le ncwadi ekuhambeni kwesikhathi.
Ushicilelo olusekelayo mayelana nomthombo wemali ezotshalwa
Uma ufaka isicelo seSimo Sentobelo-Ntela (TCS) ehambisana Negunya Lotshalomali Ezizweni labantu ngabodwana, kudingeka ukuba ulethe lolu shicilelelo olulandelayo olumayelana nalopho imali ithathwe khona.
Lapho umzali eboleka umntwana imali ukuze ayitshale phandle kwemingcele yezwe:
- Isivumelwano semalimboleko; kanye
- Isitatimende sasebhange somzali, nesingevile ezinyangeni ezi-3 ezedlule
Iqomangcebo libolekisa ngemali kumbhekiqoma noma umhlomuli ukuze ayitshali phandle kwemingcele yezwe:
- Isivumelwano semalimboleko;
- Isitatimende sasebhange sombhekiqoma noma somhlomuli, nesingvile ezinyangeni ezi-3 ezedlule;
- Umbiko wakamuva wezimali weqomangcebo;
- Isitatimende sasebhange seqomangcebo, nesingevile ezinyangeni ezi-3 ezedlule
- Umbiko wakamuva wephothifoliyo yezabelo zeqomangcebo
Inkampani iboleka umqondisi imali yenkampani ukuze ayitshali phandle kwemingcelo yezwe
- Isivumelwano semalimboleko phakathi kwenkampani nomqondisi;
- Isitatimende sasebhange somqondisi, nesingevile ezinyangeni ezi-3 ezedlule;
- Umbiko wakamuva wezezimali wonyaka wenkampani
- Iminikelo:
Uma umnikelo uphakathi kwabaganene:
- Isiqinisekiso i- (IT144);kanye
- Isitatimende sasebhange somnikeli, esingevile izinyanga ezi-3
Uma umnikelo ungekho phakathi kwabaganene:
- Isiqinisekiso i- (IT144);
- Ubufakazi (isinyatheliso seresidi) somnikelo wentela ekhokhiwe; kanye
- Isitatimende sasebhange somnikeli nosomnikelelwa, nesingevile ezinyangeni ezi-3
- Ifa:
- Incwadi evela kumabilifa;
- Ikhophi ye-akhawunti yokuNyibilikiswa nokuCazwa; kanye
- Isitatimende sasebhange, nesingevile ezinyangeni ezi-3
- I-Akhawunti yokulondoloza/yemali/yasebhange/ yokulondoloza okunqindiwe :
- o Isitatimende sasebhange, nesingevile ezinyangeni ezi-3
- Ubufakazi bomnyombo (i.e. uyithathe kuphi nakanjani imali).
- Izabelo:
- Incwadi evela esikhungweni eqinisekisa ukuthi isikhungo sizoyidlulisa ima iye phandle kwemingcele(incwadi kufanele iqukathi inani lezabelo kanye nenani lokudayiswa kwawo elikhona), kumbe
- Isitatimende sephothifoliyo esingevile izinyanga ezi-3 saphuma. Lesi sitatimende sixobandakanya nomthamo wezabelo kanye nenani lazo langaleso sikhathi ezimakethe
- Ukudayiswa kwempahla:
- o Ikhophi yentela yokudlulisela.
- Incwadi evela kuMmeli wokudayiswa kwempahla eqinisekisa ukudluliselwa kwempahla nokuthi imali izodluliswa isuka kwi-akhawunti yeqomangcebo; kumbe
- ProUbufakazi bokuthi yatholakala le mininingwane buhambisana nesitatimende sasebhange somfakisicelo esingevile ezinyangeni ezintathu saphuma.
- Ingenisomali Lobunikazi:
- Umnyombo Wengenisomali lobunikazi; kanye
- Ubufakazi bokukhokhelwa ngobunikazi
- Inzuzo:
- Lapho uotshalomali olusezizweni olungevile ku-R30 000 ngonyaka kuba yikhophi yombiko womholo edingeka kanye ngonyaka;
- Inamba yepholisi; kanye
- Kufanele kuqashelwe ukuba isikhungo (isib. Sanlam/Old Mutual) nguye ozofaka isicelo egameni lomkhokhintela.
- Ukwaba kweqomangcebo:
- Izinqumo zeQomangcebo zokwaba nokusabalalisa
- Imininingwane yomnyombo walelo Qomangcebo elabayo;
- Isitatimende sasebhange seQomangcebo, esingevile ezinyangeni ezi-3 ezedlule saphuma;
- Ikhophi yetayitela leqomangcebo; kanye
- Isitatimende Sezimali Sonyaka Seqomangcebo
- Okunye:
- Ushicilelo olungubukazi noluchazayo.